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BenjaminIllustrative example
My client still hasn’t paid me. Can I survive until October 25?

Let’s work with the money you have. Your checking balance is $1,128.65. With $716.40 in bills still to pay and about $615.60 in everyday spending, you’re on track to be $203.35 short by October 25.

October 7–25 • estimate
Checking available$1,128.65
Bills still to pay$716.40
Average spending$615.60
Projected shortfall$203.35
Spending by categoryJune–September 2026 • USD$2,652.63Jun$2,787.95Jul$2,953.87Aug$2,839.25Sep
HousingBillsGroceriesTransportDiningShopping
September total: $2,839.25
Housing (rent)$1,150
Bills$716.40
Groceries$300.43
Transport$104
Dining$331.58
Shopping$236.84
Bills include car payment $360, insurance $140, utilities $156.40 and phone $60.

Last month, dining and shopping added up to $568.42. I’d start there. You could also trim $20 from transport if you can skip a few paid trips. Pick the cuts that work for you.

Choose cuts through October 25
✓ Dining: $210 → $90
✓ Shopping: $150 → $30
□ Transport: $65 → $45
Let’s cut based on the choices. Keep groceries and transport the same.
Checked linked accounts

Got it — those choices reduce planned spending by $240. I’ve also checked your October rent has already been paid. Your everyday-spending estimate drops to $375.60, leaving about $36.65 in checking on October 25. That covers the gap, but it’s still a tight cushion.

Everyday spending Oct 7–25
Before cutsEstimate$615.60
With your cutsEstimate$375.60
Your selected plan
✓ Dining$90
✓ Shopping$30
Groceries$190.60
Transport$65
Checking left (estimate)$36.65

Would you like me to set a reminder when your spending reaches closely to the plan?

Set spending reminder

Benjamin keeps your due dates, balances and repeating charges in one place, and work out in dollars, and whether a different card would have left you with more.

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Benjamin Money screen with a passkey authentication prompt

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Benjaminnow

3 quicks things for today. One payment’s due Friday, and groceries could...

Benjamin: 3 quicks things for today. One payment’s due Friday, and groceries could…

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Check whats necessary

Get daily summary about your financials so that you can only focus on what is important.

Notifies you first before you know

Get proactive notifications about your transactions and financial status from Benjamin.

Illustrative Benjamin conversation about a possible duplicate charge

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Okay! I’ll check the latest bank transactions every day and ping you when a matching refund appears. If I don’t find it by October 20, I’ll flag it for follow-up.

Job saved

Best Buy refund watch
Original card purchase
$249.99
Purchased
Sep 28, 2026
Return reported
Oct 6, 2026
  1. Return reported

    Oct 6 - Confirmed by you

  2. Watching for a credit

    Processing - Last checked Oct 6

  3. Refund complete

    Waiting for a matching card credit

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I returned my headphones to Best Buy today. Can you keep an eye on the refund and check it’s back within 14 days?

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Benjamin stays awake even when you are sleeping or busy, keeping eye on tasks so that you do not need to care.

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BenjaminIllustrative example
My client still hasn’t paid me. Can I survive until October 25?

Let’s work with the money you have. Your checking balance is $1,128.65. With $716.40 in bills still to pay and about $615.60 in everyday spending, you’re on track to be $203.35 short by October 25.

October 7–25 • estimate
Checking available$1,128.65
Bills still to pay$716.40
Average spending$615.60
Projected shortfall$203.35
Spending by categoryJune–September 2026 • USD$2,652.63Jun$2,787.95Jul$2,953.87Aug$2,839.25Sep
HousingBillsGroceriesTransportDiningShopping
September total: $2,839.25
Housing (rent)$1,150
Bills$716.40
Groceries$300.43
Transport$104
Dining$331.58
Shopping$236.84
Bills include car payment $360, insurance $140, utilities $156.40 and phone $60.

Last month, dining and shopping added up to $568.42. I’d start there. You could also trim $20 from transport if you can skip a few paid trips. Pick the cuts that work for you.

Choose cuts through October 25
✓ Dining: $210 → $90
✓ Shopping: $150 → $30
□ Transport: $65 → $45
Let’s cut based on the choices. Keep groceries and transport the same.
Checked linked accounts

Got it — those choices reduce planned spending by $240. I’ve also checked your October rent has already been paid. Your everyday-spending estimate drops to $375.60, leaving about $36.65 in checking on October 25. That covers the gap, but it’s still a tight cushion.

Everyday spending Oct 7–25
Before cutsEstimate$615.60
With your cutsEstimate$375.60
Your selected plan
✓ Dining$90
✓ Shopping$30
Groceries$190.60
Transport$65
Checking left (estimate)$36.65

Would you like me to set a reminder when your spending reaches closely to the plan?

Set spending reminder